Uber agreed to pay $20 million Thursday to settle a the Federal Trade Commission lawsuit over driver pay and its car financing programs. 

As part of the lawsuit, the FTC included rates that the company advertised in Craigslist ads — $20 an hour in Denver — and what proportion of drivers actually made that much.

Here in our fair city, less than 20 percent of drivers made $20 an hour. In some cities, the proportion of drivers earning the advertised wage was as low as 10 percent, according to the FTC.

The lawsuit also alleges that the company was issuing subprime auto loans, promising the “best financing options available” with “no basis” for the claim.

The company told the Wall Street Journal, “We’re pleased to have reached an agreement with the FTC. We’ve made many improvements to the driver experience over the last year and will continue to focus on ensuring that Uber is the best option for anyone looking to earn money on their own schedule.”